Home / Wholesale and distribution invoice finance
Wholesale and distribution invoice finance
Explore funding against invoices for goods supplied to trade customers.
Where invoice finance may help
A wholesaler may pay suppliers before its own customers settle. Eligible trade invoices can support funding that helps manage the gap between goods being supplied and payment arriving.
What affects invoice eligibility?
Returns, rebates, credit notes and disputes can reduce the amount owed. Explain these arrangements so any funding estimate reflects the actual sales ledger rather than the headline invoice value.
A provider may ask about customer concentration, payment histories and seasonal changes. Export invoices or unusual contractual terms may need additional assessment.
Prepare for a funding discussion
Keep delivery records and debtor information accurate. Invoice finance is linked to eligible receivables; it should not be assumed to fund unsold stock or purchase orders before goods are supplied.
Outline your turnover, payment terms, customer mix and the value of outstanding invoices. A provider may ask for accounts, an aged debtor report and supporting records. Availability and terms depend on its assessment.
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Explore your invoice finance options
Tell us about your business, your invoices and what you want funding to achieve.