INVOICE FINANCE FOR UK BUSINESSES
Invoice finance for UK businesses:
turn unpaid invoices into working capital.
Explore invoice factoring and discounting to support cash flow while you wait for customers to pay.
— ABOUT US
Invoice finance, built around your business
Invoice Funding helps UK businesses explore invoice factoring and invoice discounting. Our focus is straightforward: helping you understand how unpaid invoices could support your working capital.
We take time to understand your customers, payment terms and day-to-day pressures. Then we explain the options, costs and practical requirements in plain English, so you can make an informed decision.
↗ A clear conversation about your cash flow.
— FUNDING OPTIONS
Two ways to fund your invoices
The difference comes down to who collects payment. Both release cash from the same sales ledger.
CREDIT CONTROL INCLUDED
Invoice Factoring
An advance against your invoices, with payment collection handled for you — freeing your team from chasing overdue accounts.
- Advance against your invoice value
- Chasing and collections handled for you
- Well suited to smaller teams
YOU STAY IN CONTROL
Invoice Discounting
Funding against your invoices while your own credit control and customer relationships continue exactly as they are.
- You collect payment as normal
- Confidential options available
- Suits established credit control
— WHY INVOICE FUNDING
A straightforward way to fund your invoices
No invented track record, no pressure — just a focused service and honest conversations about what fits.
Invoice finance specialists
One focus: releasing cash from unpaid invoices. No cross-selling, no jargon.
Straight answers on cost
Every charge explained in plain English before you commit to anything.
Sector-aware support
We look at how your industry invoices and gets paid — not just your turnover.
With you after setup
A consistent point of contact as your business and funding needs evolve.
— WHAT WE DO
Cash flow that keeps pace with your sales
Waiting 30, 60 or 90 days for customers to pay puts pressure on even healthy businesses. Invoice finance converts those unpaid invoices into funds you can use now — for payroll, suppliers and new orders.
Invoice Funding is a UK service focused solely on invoice finance. We take time to understand your sales ledger and day-to-day pressures, then help you put a suitable factoring or discounting facility in place.
↗ Funding that grows with your sales ledger.
— SECTORS
Funding shaped around your sector
From the factory floor to the freight yard — we understand how your industry gets paid.
— HOW IT WORKS
From enquiry to funded invoices
STEP 1
Tell us about your business
A short conversation about your customers, invoicing and turnover.
STEP 2
We shape your options
Suitable structures explained in plain English, with clear costs.
STEP 3
Agree terms & set up
Straightforward paperwork, verification and a facility around your ledger.
STEP 4
Draw funds as you invoice
Raise an invoice, receive an agreed advance, keep trading.
— FAQS
Questions, answered plainly
The things business owners ask us most before getting started.
Prefer to ask us directly?
Send an enquiry and we’ll come back to you with clear answers — no obligation.
Invoice finance releases an agreed portion of eligible unpaid business invoices, helping you access working capital before customers pay. Fees and provider terms apply.
With factoring, the provider usually manages collections. With discounting, your business keeps responsibility for its sales ledger and customer payments.
Customers usually know when factoring is used. Confidential invoice discounting may be available, depending on the provider and facility terms.
Funding depends on eligible invoice values, customer creditworthiness and the advance rate and limit agreed with your provider.
Timing depends on the provider’s checks, your business and the information available. An indicative timetable can be discussed after the initial assessment.
— GUIDES
Understand your options
Short, practical reads on invoice finance and cash flow — written for business owners.
UNDERSTANDING COSTS
Service fees, discount charges and the contractual costs to compare before choosing a facility.
CHOOSING A FACILITY
Compare who manages collections, what customers see and the practical differences between facilities.
GETTING STARTED
Follow the funding process and find out which business records to prepare for your enquiry.
READY WHEN YOU ARE
Let’s talk about your cash flow.
Tell us a little about your business and what you need from invoice finance. We’ll help you explore the next step.