Gener8 Finance | One Proven Growth Accelerator

ONE PROVEN GROWTH ACCELERATORGener8 Finance has the expertise to help your business grow and keep expanding through the provision of working capital finance solutions.

They have been providing cash flow support and business funding facilities to UK SMEs for many years and have long been recognized as one of the UK’s leading independent providers of invoice finance with predominantly confidential facilities.

The team has a great deal of experience, funding UK businesses.  With over 100 years of experience among Gener8 Finance Directors alone.

May 2017, The lender was acquired by the 1PM Group in and which services clients predominantly in the South of the United Kingdom.

About Gener8 Finance Limited

Gener8 Finance Limited work with small to medium-sized enterprises, this is everyone from start-ups to businesses with turnovers measured in millions of pounds. The team help UK business realize their ambitions. By freeing-up their cash flow, they help them achieve their business goals at a pace that truly reflects their abilities and potential. 

Based in Oxfordshire, Gener8 Finance Limited provides services to clients based country wide but predominantly to businesses based in the South and Midlands.

Working with businesses in practically every sector: from wholesale distribution, automotive, professional services (including recruitment factoring and design agencies), to manufacturing, pharmaceuticals, luxury goods, printing, FMCG, construction finance.

While no two businesses have the same requirements or receive identical finance solutions, each and every one can be certain of the same end-result. We ensure a better, faster cash flow and the ability to drive growth at pace that suits them and their commercial aspirations.

As a direct lending service can provide useful working capital/cash flow in the following situations:

  • An increase in sales
  • A new start business (including a phoenix situation)
  • To leverage funds from the sales ledger to assist with the purchase of a business from the current owner (MBO/MBI)
  • Replacing a bank overdraft or term loan
  • Repaying directors loans
  • Refinancing
  • Funding a business going through a Company Voluntary Arrangement
  • Purchase/acquisition of another business
  • A major customer extending payment terms
  • A major supplier asking for quicker payment terms or removing terms alltogether
  • A large bad debt
  • Capital expenditure, i.e. deposit or purchase of plant/machinery or equipment
  • Redundancy payments – Buying out a director or partner
  • Deposit to purchase freehold premises
  • Research and development of new products

Utilising the invoice financing services offered at Gener8 Finance, you can dramatically improve your cash flow, allowing you to focus and achieve goals in business development and innovation within your business.

In 2017 it was announced that 1pm Plc now renamed Time Finance, a stock market listed provider of asset-based lending facilities to the UK SME sector purchased Gener8.

Invoice Discounting from Gener8

Gener8 make things happen, they get cash into your business when you need it, not when your customers feel like paying you. But most of all they do it discreetly, cost-effectively and with a minimum of paperwork for you to consider. Specialise in providing confidential invoice finance facilities to smaller, growing businesses along with a transparent, fixed fee pricing structure.

For years, many of the UK’s fastest growing SME’s having been using invoice discounting, freed from the worry of unpredictable cash flow and able to concentrate all their talents and ambitions on the most important task – growing the business. We know we can do the same for you and your business.

Confidential Invoice Discounting provides you with a cash injection of up to 85% of your sales ledger whilst the credit control procedures will remain in house so your customers will not be aware of our involvement. Businesses best suited to Confidential Invoice Discounting tend to have an annual turnover of £500,000+, are profitable and can demonstrate that they have the financial processes in place to run the credit control function efficiently.

How It Works

With Invoice Discounting, you raise an invoice to your customer as per usual on your normal company stationery, send it to your customer and then present the Gener8 Finance with a copy to authorise payment. Typically, 75-85% of the invoice value can be released by the Gener8 subject to individual circumstances.

Invoice Discounting differs to Invoice Factoring in one distinct way, in that the collection of payment on your outstanding invoices remains your obligation. With Invoice Factoring, the Factoring provider will arrange for their in-house credit control team to contact your customers. With Invoice Discounting, you are still in full control of your credit control and any payment collection from your customers.

When your customer pays the outstanding invoice, the finance provider (i.e. Invoice Discounter) will then require that you pay the outstanding balance for that invoice by paying the monies into your own client account with the Invoice Discounter. Once the funds have cleared, they will send you the ‘balance owed’, less their fee. The balance owed is the margin (typically 15-25%) of the invoice that is not financed. The monies owed on the outstanding invoice will always be paid by the debtor to the Funder, at which point they will release the remaining value on the invoice.

Gener8 Finance Limited Address

68G Innovation Dr,

Jubilee Ave, Park,



OX14 4RT

Get a Quotation From Gener8 Finance

Invoice Funding are one of the leading Invoice Factoring Brokers in the UK. We have partnered with Gener8 Finance to offer our clients preferential rates on Invoice Discounting funding. If you would like to discuss how Gener8 Finance can support your business. If you would welcome an idea of costs with a quotation, simply complete the online enquiry form.

Read more: Hitachi Invoice Finance

Business Finance specialist at Invoice funding | + posts

Seasoned professional with a strong passion for the world of business finance. With over twenty years of dedicated experience in the field, my journey into the world of business finance began with a relentless curiosity for understanding the intricate workings of financial systems.

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