Advantedge Commercial Finance North Limited

Advantedge Commercial FinanceAdvantedge Commercial Finance are specialists in providing cash flow solutions to UK small and medium-sized businesses to help their businesses grow.

Established in 2001, the business has grown to become one of the leading privately-owned invoice finance companies in the UK. Advantedge Commercial Finance have seen a continuous period of growth and are currently providing over £60m of funding support to UK businesses who are seeking flexible and competitive finance for their businesses.

Based in the Thames Valley, Newport, Birmingham, Manchester and Glasgow, their Directors have over 90 years’ experience and expertise in funding businesses and Advantedge understand the issues that your business faces.

Who are Advantedge Invoice Finance

Advantadge invoice finance are solely owned by eCapital Corp (“eCapital”) who are a leading US alternative finance provider has completed the acquisition of Advantedge Commercial Finance in December 2020.

Advantedge provides invoice finance and cashflow solutions to over 800 UK clients, with funding lines up to £2m, employing 115 staff across five regional offices.

As a leading North American alternative finance provider providing small and mid-size businesses with the working capital they need for growth. The Company offers a full suite of services including factoring and asset-based lending, and its high-touch financial approach to customer service is designed to provide consistent and ongoing customer support as well as transparency and efficiency through industry-leading automated technology. Its leadership team brings extensive finance and vertical market expertise, and its digital platform allows clients to readily access capital from any device or location.

Advantage Commercial Finance Ltd & Advantedge Commercial Finance (north) Ltd are its two trading styles. In 2018 Advantage contained with its growth by purchasing Newport based Henry Howard Cashflow Finance business for an undisclosed sum

Types of invoice finance from Advantedge 

Advantage like most Invoice finance factoring lenders offer the following commercial finance products.

Invoice Factoring

Invoice factoring from Advantadge will release cash that is tied up in unpaid invoices can affect your cash flow and hold your business back. Advantedge commercial finance’s Invoice Finance solution will release cash tied up in outstanding customer invoices providing you with fast access to funds to drive your business forward. Invoice finance provides an ongoing source of funding linked to your sales.

This financial product can also save you time and money, both administrating the sales ledger and collecting the outstanding invoice payments on your behalf.

Advantage specialist in the construction industry, scaffolding finance is something this company offers. The construction industry is a hard industry to fund but Advantage over come this.

Invoice Discounting

Invoice Discounting from Advantadge is a flexible finance only solution which provides you with the working capital your business needs. It releases up to 90% of the value of your sales invoices on the same day as they are raised (if the funder receive them before midday) and then provides an ongoing source of funding against the value of invoices as you raise them. Because its linked to your sales, the amount of funding available grows in line with your business. It’s totally confidential so you stay in control managing your own client relationships and collection of invoice payments.

Selective Invoice Discounting

Selective Invoice Discounting from Advantadge is a flexible finance solution which enables you to access funds against outstanding invoices on a customer by customer basis. This flexible facility enables you to select a customer or customers based on how much funding you want. Advantedge financial can also fund against specific individual commercial invoices to provide you with the working capital your business needs.

It releases up to 80% of the value of selected outstanding invoices once approved. Advantedge commercial finance will collect the outstanding invoice payment on your behalf leaving you the time to get on and run your business.

Bad Debt Protection

Bad debt protection from Advantage is offered to their clients to give them peace of mind. Advantedge Commercial Finance, know that assessing your customers ability to pay can be difficult and you don’t want to turn business away. In the event of non payment, recovering monies that are owed to you can be extremely difficult with the risk of no-payment for goods or services that you have supplied, having a serious impact on your business.

Bad Debt Protection service gives you the confidence of knowing you will receive payment for all your hard-earned sales even in the event of a customer insolvency ensuring no disruption to your cash flow. It can help your business if:

  • Impact of a bad debt could have a negative effect on your business cash flow

  • Want to grow your business knowing your business is protected

  • You want to spread the risk that some of your large customers represent

Why choose Advantedge commercial finance?

Advantedge commercial finance are committed to putting their clients at the heart of everything they do. Their approach is based on traditional values whilst ensuring that we match what you expect from a modern vibrant funder.

​They have a great understand how important relationships are and so work hard to get to know your business so they can match our solutions to your current and future requirements. 

As an independent, privately run business they understand. Advantedge believe they know what you want from a funder and work hard to deliver just that.  You will benefit from local teams who deliver a fast-personal response, with easy access to senior decision makers, who get involved when you want them to.

Over the last 17 years, they have funded over £2 billion of client invoices to UK businesses of all shapes and sized and in many types of industry sectors.

Get a Quotation and the Cash Flowing

As one of the UK’s leading Invoice Factoring Brokers, we have supported over 2000 businesses since 2010 with invoice Factoring & Discounting. We have agreed preferential rates for our clients with Advantedge. If you feel that invoice Factoring could support your business or excel growth simply complete the online enquiry form.

Read More: Peak Cashflow Limited

Fund Your Business

Speed up your cash-flow today. Forget issues caused by slow-paying customers